What to Expect When Buying a New Build Investment Property
Buying a new build can be one of the smartest ways to invest in property - but if you’ve never done it before, the process can feel unfamiliar.
At KEY2 Invest, we’re here to simplify every step. This guide outlines what to expect when purchasing a new build property and how we support you along the way.
Step 1: Define Your Investment Criteria
We start with a clear understanding of what you’re aiming to achieve:
Are you focused on capital growth or rental yield?
Do you need positive cash flow or are you planning for long-term gains?
What locations align with your strategy?
What’s your borrowing power and deposit?
This clarity means we only recommend properties that fit your goals.
Step 2: Property Matching
Using your criteria, we present a shortlist of high-quality new build properties across New Zealand.
All listings are:
Pre-vetted for investment viability
Located in growth areas with strong rental demand
Backed by trusted developers we have long-term relationships with
You’ll receive all key documentation including plans, specs, pricing, and timelines to review.
Step 3: Due Diligence & Support
Once you've selected a property, you’ll work through:
Sales & Purchase Agreement: We help you understand what you’re signing
Builder credibility: We only work with proven developers
Legal review: We recommend involving your solicitor early
Valuation: Your lender may require an independent valuation
We stay in close contact with your broker and advisor during this stage.
Step 4: Securing the Property
Once you’re ready to move ahead:
You’ll sign the contract and pay a deposit (usually 10%)
We confirm all key conditions (finance, due diligence, etc.)
The developer signs the agreement and issues confirmation
This officially secures your investment property.
Step 5: Build Timeline & Progress Updates
Depending on whether the home is in early stages or nearly completed:
You’ll receive updates on build milestones
We’re available to answer questions throughout the construction process
We prepare you for handover and settlement, so there are no surprises
We also help with property manager referrals if you don’t have one in place.
Step 6: Settlement & Keys
Once the Code Compliance Certificate (CCC) is issued, your solicitor will handle:
Final legal checks
Settlement date confirmation
Title transfer
You’ll pay the balance, receive your keys, and the property is now yours - ready to rent or hold.
Bonus: What If You’re Using a Turnkey Loan?
Most of our investor clients use a turnkey structure, which means:
You pay a 10% deposit upfront
No further payments are required until the home is completed
You don’t pay progress payments during construction
This structure keeps cash flow manageable and lending straightforward.
We're With You From Start to Settlement
At KEY2 Invest, we do more than just sell property - we guide you through the full journey, ensuring you feel confident and supported at every stage.
Ready to explore new build investment options? Get in touch and we’ll walk you through your next steps.